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December 2018 Archives

Do you know the first signs of dementia?

You know that dementia is a risk for your parents, but how do you know when it's actually starting to set in? It's not as if they suddenly deteriorate mentally in a clear and obvious fashion. It can take a long time, people have good and bad days, and you need to understand what early warning signs to watch out for.

Seniors need to update their estate plans when moving

California seniors move into assisted living communities for a variety of reasons. Sometimes they just want to be free of responsibilities like home maintenance, cooking and cleaning. Many newly widowed people feel isolated and want the socialization that these communities provide. Some people need a little help with activities of daily life (ADL) like bathing and dressing as they get older.

Do family members have to be told they received no inheritance?

Many of us have at least one family member we love but who has been lost to us due to alcohol and/or drug abuse or perhaps a series of bad life choices. When people are creating an estate plan, there are ways to set up a trust for someone like that so that they don't get money they'll only use to harm themselves.

Don't forget your passwords when developing your estate plan

You're drafting a detailed, well-thought-out estate plan with your attorney. You're stipulating your wishes for your assets clearly so that your administrators can carry out your wishes. You've also got powers of attorney designated to handle your finances and oversee your health care if you become seriously injured or disabled and can't speak for yourself.

What if a condition placed on an inheritance can't be met?

Sometimes, when developing an estate plan, people choose to place conditions on the money inherited through wills or trusts. The beneficiary must meet what's called a "condition precedent." For example, you may make your grandchild a beneficiary of a trust, but only after they've graduated from college or if they use the money to start a business.

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